Employee Benefits

As part of the Business Office, the Benefits Department provides administration and guidance for employees and retirees who are covered by the Torrington Board of Education benefit plans.  Some of the benefits offered to eligible employees and/or retirees are health insurance, life insurance, and 403(b) plans.

We currently cover over 2,500 active employees, family members, and retirees under the Torrington Board of Education programs.

Have a question about insurance? See our FAQs

I would like to see information for:
Administrators Teachers
Secretaries Custodians

Federal HSA Contribution Maximum for 2018

Contribution and Out-of-Pocket Limits 
for Health Savings Accounts and High-Deductible Health Plans
HSA contribution limit(employer + employee)
Self-only: $3,500 
Family: $7,000
Self-only: $3,450 
Family: $6,900*
Self-only: +$50 
Family: +$100
HSA catch-up contributions (age 55 or older)
$1,000 $1,000 No change
HDHP minimum deductibles Self-only: $1,350 
Family: $2,700
Self-only: $1,350 
Family: $2,700
No change 
No change
HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums) Self-only: $6,750 
Family: $13,500
Self-only: $6,650 
Family: $13,300
Self-only: +$100 
Family: +$200
*The IRS originally set at $6,900 then recalculated to $6,850, but subsequently provided relief to effectively restore the original limit.

Annual Creditable Coverage Notice
Individuals that are eligible for Medicare and have prescription drug coverage through the Torrington Board of Education should have access to a Creditable Coverage Notice. This notice is required to be available each year.

Creditable Coverage Notice 2018
Creditable Coverage Notice 2017