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Employee Benefits

As part of the Business Office, the Benefits Department provides administration and guidance for employees and retirees who are covered by the Torrington Board of Education benefit plans.  Some of the benefits offered to eligible employees and/or retirees are health insurance, life insurance, and 403(b) plans.

We currently cover over 2,500 active employees, family members, and retirees under the Torrington Board of Education programs.

Have a question about insurance? See our FAQs

I would like to see information for:

For information about 403b please contact human resources or visit OMNI's website: 

I would like to see the Life Insurance Policy for TBOE employees.

Thinking about retiring? Take a look at Retirement Ready and Retirement Benefits from Social Security!


Please click on the below link for Aflac supplemental insurance information
Aflac Benefits


Cigna Update - January 2023.pdf
Cigna Vision Update - 2023
Cigna Gene Therapy Inclusion Update - Dec 2022
Cigna Pharmacy Update (Diabetes & biosimilars like Humira) - December 2022

Federal HSA Contribution Maximum


Annual Creditable Coverage Notice
Individuals that are eligible for Medicare and have prescription drug coverage through the Torrington Board of Education should have access to a Creditable Coverage Notice. This notice is required to be available each year.


Creditable Coverage Notice 2023
Creditable Coverage Notice 2022
Creditable Coverage Notice 2021
Creditable Coverage Notice 2020
Creditable Coverage Notice 2019
Creditable Coverage Notice 2018
Creditable Coverage Notice 2017

Cigna-This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Anthem-The link (, which you can add to your public website to fulfill the group health plan posting requirement, will be activated on July 1. The link will allow you to search for your files using your Employer Identification Number (EIN), as shown below.